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💰 Money & work

Is a Lifetime ISA Halal?

Quick answer It depends

The 25% government bonus on a Lifetime ISA is widely considered halal, as it is a government grant, not interest. What matters is where the money is held: interest-paying cash LISAs are a problem, while Sharia-compliant cash or stocks and shares LISAs are halal.

Also asked as: “Is the LISA bonus halal?” · “Is a cash ISA halal?” · “Is a stocks and shares ISA halal?”

The bonus

The bonus is a gift from the government for saving, not interest on a loan, so most scholars accept it.

The account

Choose a Sharia-compliant provider, or a stocks and shares LISA invested in a halal fund. See savings interest and investing in stocks.

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Written by the Halal Check Online editorial team. Last reviewed 2026-10-06. How we write these answers · Suggest a correction