Is a Workplace Pension Halal? | Halal Check Online

Q: Is a Workplace Pension Halal?

Pensions themselves are halal; the question is how the money is invested. Many UK workplace pension schemes offer a Sharia-compliant fund — switch to it instead of opting out, so you keep your employer's contributions.

Also asked as: “Is my pension halal?” · “Should Muslims opt out of auto-enrolment?”

What to do

Log in to your pension provider and look for an "Islamic" or "Shariah" fund option. These avoid interest-based investments and companies dealing in alcohol, gambling and similar.

Employer contributions

Employer contributions and tax relief are not interest, so most scholars accept them.

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What to do

Employer contributions

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